Bank : Abhi Loans

Benefits

---

Benefits

• Immediate liquidity without selling assets
• Lower interest rates
• No impact on investment gains
• Quick processing and disbursal
• Easy documentation: You can apply using only your KYC documents, submitted via Digilocker
• Loan limits: Rs 15,000 (minimum) for small unit holders and Rs10 lacs (maximum) for business capital needs!
• Fully digital loan application process: Apply completely online & remotely

---

---

Term and Condition

Document Required for Business Owners

• Identity Proof (Aadhaar, PAN, Passport, etc.)
• Address Proof (Utility bills, Aadhaar, etc.)
• Proof of Business (GST Registration, Certificate of Incorporation)
• Business Financials (ITR, Balance Sheet, P&L Account)
• Bank Statements (Last 6 months)

---

Document Required for Salaried Individuals

• Identity Proof (Aadhaar, PAN, Passport, etc.)
• Address Proof (Utility bills, Aadhaar, etc.)
• Latest Salary Slips (Usually 3 months)
• Form 16 or ITR
• Bank Statements (Last 3-6 months)

---

Eligibility

• Age: Applicants must be between 18-55 years
• Minimum CIBIL score 600 or Experian score 650 is required.
• Income: Salaried Applicants should have a stable income, Business man should have atleast regular source of income.
• Any of the documents - passport , Pan Card , Ration Card ,Aadhaar Card

---

Guideline

• Aadhaar card must link with his PAN card.
• Mobile number must be linked with Aadhaar.
• You must complete the entire application on your own device

---

Note

• The You Should must remember the exact bank/nbfc You choose during the application.
• Ensure you keep a copy of your application reference number during the process for future tracking.

---